Meet The Founders: Iris Solutions – your OPEN BANKING partner
„We are Iris Solutions! We deliver solutions and services guaranteeing security, expertise and proven results. “
Iris Solutions is a payment institution licensed by the Bulgarian National Bank. Our Company mission is to create an accessible and secure digital environment that connects businesses and their customers.
Left to right: Mihael Mihaylov, Galya Dimitrova and Merdihan Ismailov ( a.k.a. Mero ).
In 2018, digitalization in the banking sector began to gain in popularity and demand. At the time Iris Solutions’ Team was looking for an answer to the question: “Which technology will prepare banks for the wave of innovation ahead?”.
And Iris Solutions’ answer was: “OPEN BANKING or API management”.
Open banking gives third-party payment and financial service providers access to consumer banking information, such as transactions and payment history. In order to have safe and secure access to data in Bulgaria, third parties must be licensed by the BNB as payment service providers. Open banking is not only an idea and an innovation, it is an implementation process for the PSD2 Regulation.
Open banking is competitive because of its ability to identify customers, protect shared data, optimize payment costs and improve the customer experience.
“The goal of Iris Solutions is to become the preferred, trusted provider of services and solutions based on Open Banking in the Balkans.”
Currently the company integrates over 30 banks from Bulgaria, Romania and Greece. Its portfolio includes the largest retail bank and the largest non-bank financial holding in Bulgaria.
„We deliver information to the largest retail provider of accounting software and initiate payments in Sofiyska Voda, donation platforms and insurance companies.“
Iris Solutions’ next goals are focused on increasing integration in the banking sector in Bulgaria, Romania, Greece and penetrating into new markets such as Croatia and Slovakia. The company wants to be the main provider of payment solutions for the Bulgarian state and municipalities.
“Our Team plans to obtain over 50% of the market for services and solutions in Open Banking in Bulgaria, over 30% in Romania and over 20% in Greece and other markets in Europe.
We would like to thank Innovation Capital for its support and assistance in building a profitable development strategy. “
Iris Solutions Team:
Galya has more than 20 years in banking, including being a Executive Director at Allianz Bank Bulgaria, and Credit Agricole Bulgaria with main priorities in banks – retail, operations, IT.
Despite being the uniting power of the whole team Galya is responsible for the relations with C-level managers, investor, Marketing, PR, Sales.
Galya Dimitrova
Managing partner
Mihael has more than 15 years in banking ( HVB, Credit Agricole ) and financial sector, participating in different projects ( creating the fisrt mortgage adviser in Bulgaria, the development of leading non-banking financial institutions etc. ) Mihael is responsible for the operational activities in the company with main focus in finance, relations with regulator, sales. — Certified in Entrepreneurship by MIT.
Mihael Mihaylov
Co-founder and
Business development manager
Mero was the digital heart of Allianz Bank Bulgaria more than 16 years , which we manage to steal, and to attract on the TPP side of Open banking. With experience in digital banking, payments, cards, project and strategic management of digital channels, on top of deep understanding in tech, he is a key person for the company. Certified in Innovation by MIT.
Merdihan Ismailov
( a.k.a. Mero )
Chief Digital and Information Officer
Selda is the IT magician. Having a substantial experience in retail banking and combining with more than 5 years in spelling the magic words of “coding” she is our army in software development and partners tech support.
Selda Ali
IT development and Support
Milen has worked in the banking sector for more than 10 years. His attitude towards the detail and his deep knowledge’s makes him the perfect Compliance manager.
Milen Minev
Complance manager
Learn more about Iris Solutions:
Web-site: www.irisbgsf.com
Facebook: @irissolutionsopenbanking
gojiliwin.org gives me a reason to evaluate the role of typography in making online content easier to understand. Font size, line spacing, text contrast, and heading hierarchy all influence how comfortably visitors can scan a page. Slot games, card games, and bingo provide examples for checking whether category labels remain legible beside colorful artwork and compact thumbnails. I would assess whether important information is visually distinct from secondary descriptions and whether text remains readable on smaller screens. Excessively decorative lettering may weaken clarity, especially when used for functional labels. A thoughtful typographic system should support quick recognition and comfortable reading while maintaining a consistent visual identity across different sections.
I am grateful to have found this article. Thank you for sharing your ideas and making this information available to readers.
TOTO8000 , TOTO8000
JILIWIN makes me pay closer attention to performance and feedback during navigation. A page may look well organized, but delays or unclear error messages can interrupt the experience when visitors switch between sections. I would test casino games, bingo, and fishing games as different browsing destinations and observe whether the interface responds consistently. Useful feedback should explain when a page is loading, when an action has been completed, or when a problem requires another step. I would also consider how the site behaves on slower connections and smaller screens. These checks provide a more reliable basis for evaluating usability than unsupported claims about speed or stability.
88JL makes me notice how familiar visual patterns gradually shape the way I explore each section. I usually begin by observing the overall arrangement before choosing where to focus. Casino with Dragon Tiger draws my attention toward the table presentation, while Sports with football introduces match information and a different viewing rhythm. Moving into Bingo brings number-based content into focus. The navigation menu provides a recognizable point of reference throughout these transitions. After several visits, I become more familiar with the section titles and their visual characteristics, making it easier to remember where particular content appears.
sp8bet khiến mình quan tâm đến cách những thông tin dành cho thành viên được đặt trong cấu trúc chung của hệ thống. Mình thường đi qua các khu vực chính trước rồi mới tìm hiểu những phần bổ sung để xem cách các mục đích sử dụng được phân chia. Có phiên mình bắt đầu với Thể thao, chuyển sang Xổ số rồi mở khu vực khuyến mãi để quan sát cách các chương trình được giới thiệu. Khi chuyển từ nội dung trò chơi sang phần thông tin, mình chú ý đến những mốc giúp phân biệt từng phạm vi. Sau khi xem xong, mình quay lại danh mục trước thông qua menu chung. Với mình, cách bố trí…